At Instant No Fax Payday Loans, we are not a lender or a broker to any financial institution. We are an online loan arranging firm working for the financial lenders in our range to promote their loan schemes and help them to sell their products through our network. We do not evaluate your credit history or verify the information you provide to us. Our services also do not include any extra charge for application to loan. We are here to match your application with a lender or broker within our network and if your requirements match with them, they will provide you loan quote.